CAGR calculator

CAGR is the single steady rate that carries the start value to the end value: end over start, raised to one over the years, minus one. It smooths the whole ride into one line and knows nothing about volatility, deposits or withdrawals along the way, taxes, or fees. The simple average growth is total growth divided by years, and it always reads higher than CAGR when the value grew; it is shown here because people quote it by mistake. The projection repeats the computed rate forward and is an illustration, not a forecast.