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# Freelance rate calculator

Derive a minimum sustainable freelance hourly and day rate from target take-home, tax, business costs, time off and billable utilisation.

Enter a target take-home to price your rate.

The salaried contrast divides your target by 2,080 hours on purpose. It is the number people quote when they forget tax, costs, sick days and unbilled admin, and it is why a freelance rate needs to sit well above it. What this tool does not do: model tax brackets or deductions (the rate is one flat percentage), guess what your market will bear, or simulate cash flow across the year.
Options

## More unit & math tools

- [Unit converter](/converters/units)
- [Average and median](/converters/statistics)
[All unit & math tools](/converters)

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Canonical HTML: https://nutter.tools/converters/freelance-hourly-rate-calculator
Markdown version: https://nutter.tools/converters/freelance-hourly-rate-calculator.md
Plain-text version: https://nutter.tools/converters/freelance-hourly-rate-calculator.txt
Agent index: https://nutter.tools/llms.txt